Racist deeds still echo

A history and virtual tour of some racially restricted neighborhoods in the Pittsburgh-area.

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Pittsburgh subdivisions with racial covenants identified by PublicSource. Use the tools in the  upper right corner to show the full extent and the lower right corner to zoom in and out.

Introduction

Throughout the 20th century, housing discrimination on the basis of race and ethnicity was rampant. In 1911, Baltimore enacted an ordinance specifying where Black people could and could not live. Other cities followed Baltimore's lead, enacting racial zoning laws. These laws remained in force until 1917 when they were struck down by the U.S. Supreme Court as unconstitutional in a case known as  Buchanan v. Warley .

1915 Decatur, Georgia, racial zoning ordinance. Source: DeKalb History Center archives.

Even after the Supreme Court ended racial zoning, thousands of deeds filed in courthouses throughout the United States contained explicit language prohibiting specific ethnic and racial groups from buying or renting property. Many of these covenants also explicitly allowed property owners to have Black live-in domestic workers as an exception. Racially restrictive deed covenants, along with redlining, contributed to concentrating wealth and poverty in cities and suburban neighborhoods.

Racially restrictive deed covenant executed in Montgomery County, Maryland, May 18, 1904. Montgomery County Land Records, Deed Book 178. Source: Maryland State Archives.

Racially restrictive deed covenant executed in Washington, D.C., Aug. 1, 1955. This deed was filed seven years after the U.S. Supreme Court ruled that racially restrictive deed covenants were unenforceable. District of Columbia Land Records, Deed Book 10487. Source: District of Columbia Recorder of Deeds.

Restrictive deed covenant filed in Montgomery County, Maryland, executed June 16, 1947. Montgomery County Land Records, Deed Book 1082. Source: Maryland State Archives.

Racially restrictive covenants included in an Erie County deed filed in 1924. Erie County Land Records, Deed Book 604. Courtesy of Marshal Granor.

As a result of deeds like these, subdivisions throughout the United States became segregated neighborhoods. The National Association of Real Estate Boards in the 1920s began distributing  model covenant  documents that included racial restrictions. In the 1930s, the newly created Federal Housing Administration encouraged the use of restrictive covenants for properties covered by federally protected mortgage insurance. The agency published guidance for covenants in its widely distributed mortgage underwriting manual.

Racially restrictive deed covenants became part of federal mortgage insurance policy in the 1930s. The Federal Housing Administration included them in the agency's Underwriting Manual. Source: U.S. Department of Housing and Urban Development, 1938  Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act , pp. 979-980.

Racially restrictive deed covenants, combined with other Jim Crow practices such as segregated eating and shopping establishments, parks and entertainment venues, created all-white communities called " sundown towns ." Located mainly in Northern states, these were communities where Black people could work during the day, but could not live.

U.S. Supreme Court Shelley v. Kraemer decision. Source: U.S. Supreme Court.

In 1948, the U.S. Supreme Court ruled in  Shelley v. Kraemer  that racially restrictive deed covenants were unenforceable in the courts. Despite the decision, discrimination in housing continued. In the 1950s and 1960s, states and cities enacted open housing laws prohibiting discrimination on the basis of race and other factors. Pittsburgh in 1958 enacted a sweeping civil rights law that prohibited discrimination in employment and housing. The law, which became effective in 1959, consolidated other municipally legislated efforts to reduce discrimination in Pittsburgh, including the 1955 ordinance creating the  Commission on Human Relations .

Classified advertisements published in the Pittsburgh Press, Nov. 10, 1957. The offer for "low down payments, balance like rent" was another form of housing discrimination that targeted Black people. Like later subprime mortgages, these schemes known as  contract buying , often resulted in families losing their homes. Source: The Pittsburgh Press via newspapers.com.

1958 Pittsburgh Open Housing Law. Source: City of Pittsburgh Archives.

On the heels of major civil rights court decisions and the passage of the  Civil Rights Act  in 1964, Congress passed the  Fair Housing Act  four years later. The law prohibits discrimination in the sale, rental and financing of housing.

Public Law 90-284, Civil Rights Act (Fair Housing) of 1968. Source: Library of Congress.

Despite decades of civil rights advances in the courts and legislatures, housing discrimination persists. In 1988 and 1989, the Atlanta Journal-Constitution published a  sweeping investigation  into mortgage lending discrimination (redlining) in the United States. The paper ranked Pittsburgh banks second in the nation for rejecting Black homebuyers' mortgage applications.

The Pittsburgh Press, Jan. 23, 1989. Source: The Pittsburgh Press via newspapers.com.


Segregated Subdivisions

Developers and single-family home sellers attached racially restrictive deed covenants (many of them containing language explicitly excluding Black people) to properties throughout the Pittsburgh area. PublicSource identified 18 racially segregated subdivisions created between 1900 and 1948. This virtual tour shows some of the neighborhoods in and around Pittsburgh where deeds acted as barriers to entry for Black homebuyers and renters.

Repudiating Covenants

Pennsylvania is one of 23 states with  laws  addressing racially restrictive deed covenants. In a bipartisan vote on Dec. 13, 2023, the General Assembly approved House Bill 1289, "providing for the repudiation of discriminatory real estate covenants." Gov. Josh Shapiro signed the bill into law the following day. The law allows property owners to repudiate racially restrictive deed covenants by filing a form with a Recorder of Deeds.

Links and Resources

For more information about racially restrictive deed covenants in other U.S. communities:

1915 Decatur, Georgia, racial zoning ordinance. Source: DeKalb History Center archives.

Racially restrictive deed covenant executed in Montgomery County, Maryland, May 18, 1904. Montgomery County Land Records, Deed Book 178. Source: Maryland State Archives.

Racially restrictive deed covenant executed in Washington, D.C., Aug. 1, 1955. This deed was filed seven years after the U.S. Supreme Court ruled that racially restrictive deed covenants were unenforceable. District of Columbia Land Records, Deed Book 10487. Source: District of Columbia Recorder of Deeds.

Restrictive deed covenant filed in Montgomery County, Maryland, executed June 16, 1947. Montgomery County Land Records, Deed Book 1082. Source: Maryland State Archives.

Racially restrictive covenants included in an Erie County deed filed in 1924. Erie County Land Records, Deed Book 604. Courtesy of Marshal Granor.

Racially restrictive deed covenants became part of federal mortgage insurance policy in the 1930s. The Federal Housing Administration included them in the agency's Underwriting Manual. Source: U.S. Department of Housing and Urban Development, 1938  Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act , pp. 979-980.

U.S. Supreme Court Shelley v. Kraemer decision. Source: U.S. Supreme Court.

Classified advertisements published in the Pittsburgh Press, Nov. 10, 1957. The offer for "low down payments, balance like rent" was another form of housing discrimination that targeted Black people. Like later subprime mortgages, these schemes known as  contract buying , often resulted in families losing their homes. Source: The Pittsburgh Press via newspapers.com.

1958 Pittsburgh Open Housing Law. Source: City of Pittsburgh Archives.

Public Law 90-284, Civil Rights Act (Fair Housing) of 1968. Source: Library of Congress.

The Pittsburgh Press, Jan. 23, 1989. Source: The Pittsburgh Press via newspapers.com.